Could You Unlock Cash from Your Pension?
- Access a Pension Transfer Payment before age 55
- Keep your pension invested for the future
- No cost, no obligation, no pressure
- Fully legal process with regulated providers
How we can help
Could you release cash from an old work pension?
If you have an old work or company pension, it may be possible to release cash depending on your particular circumstances.
Read more
I want to retire early, what are my Pension Options?
It may be possible to release cash from your pension early.
Read moreUnlock the Potential in Your Pension Fund
Do you have a pension fund you're not receiving income from?
With help from Pension Release NI, you may be able to access a cash payment from your pension before retirement, a Pension Transfer Payment based upon the value of your pension.
We specialise in helping people UK wide to explore Pension Release before 55 through a fully legal and regulated pension restructuring process. There's no complicated jargon - just clear guidance and professional support.
Free, No-Obligation Pension Release Review
There's no cost and no risk to speak with us. Our Pension Release Review is completely free. We'll explain your options in plain language and help you understand whether you qualify.
If you're eligible and choose to go ahead, your pension may be transferred to a new provider, and you may receive a Pension Transfer Payment - while keeping your retirement fund fully invested and available at retirement.
- No hidden charges
- No pressure to continue
- No nuisance follow-up calls
Remember: If you choose not to proceed, there's absolutely no fee or obligation.
What is Pension Release?
Pension Release is often misunderstood as cashing in a pension before retirement age. In reality, withdrawing money from a pension under 55 is not legally allowed, and doing so could result in heavy tax penalties.
What we offer is different. Our service helps individuals restructure their pensions through a legal transfer to a regulated provider. Your pension stays invested and intact for your retirement, but as part of the transfer process, you may be eligible for a Pension Transfer Payment based on the value of your pension.
Please see our What is Pension Release? page for more information.
Who is eligible to release funds?
We specialise in working with pension funds that are not currently paying out income. These are typically pensions that:
- You are no longer contributing to
- You are not yet drawing any income from
- Are held with a previous employer or provider
If you're currently receiving payments from your pension - such as regular income or drawdown - you will not be eligible for this service.
See: Am I Eligible For Pension Release? for full details.
Do You Have a Dormant, Frozen, or Active Pension?
Pensions are often referred to as dormant, frozen, or inactive when you're no longer paying into them - such as a pension from a previous employer.
Your pension does not need to be dormant or frozen to be eligible. The key requirement is that you are not currently receiving an income from the pension.
If that applies to you, you may be eligible for our Pension Release service - even if you're still contributing to the pension or it's classed as active.
How Our Pension Release Service Works
We act as introducers to trusted and regulated pension transfer companies. Here's how it works:
- You contact us for a free review of your pension situation.
- If eligible, we introduce you to a specialist Pension Transfer Provider.
- If you decide to move forward, your pension may be legally transferred.
- You may be entitled to a Pension Transfer Payment based on the fund value.
- Your pension remains fully invested and available at retirement age.
What is our Pension Review Service?
It can be very difficult to keep up to date and understand the current pension regulations and legislation. We will explain in simple, ordinary language exactly what you can and can't do with your dormant pension fund.
We ensure that you have all the information you need about the various options available to you so that you can make an informed decision as to whether releasing cash from your pension is the right thing for you.
Talk to Us - No Cost, No Obligation
Call us today at (028) 9073 5870 or fill out our callback form for a free, no-obligation conversation. If you choose not to proceed with our recommendations after we have explained everything to you then there will be no charges at all and no nuisance follow up calls!
Find out if you're eligible - and how much you could release from your pension - without affecting your retirement savings.
Important Disclaimer
Pension Release NI is not a financial advisor and does not offer financial or investment advice. We are not authorised or regulated by the Financial Conduct Authority (FCA).
We act solely as introducers to a select list of trusted and regulated pension transfer, provider and investment companies. We strongly advise that you seek guidance from an independent financial advisor before making any financial decisions about your pension.
