Thinking About Releasing Value from Your Pension?
- Legal, regulated alternative to early pension access
- Keep your pension invested and protected
- Potential for a Pension Transfer Payment
- Ideal for dormant or frozen pensions
- Free, no-obligation eligibility review
How we can help
Could you release cash from an old work pension?
If you have an old work or company pension, it may be possible to release cash depending on your particular circumstances.
Read more
I want to retire early, what are my Pension Options?
It may be possible to release cash from your pension early.
Read morePension Release: A Smart Approach to Accessing Your Pension Early
Pension Release refers to accessing funds from your pension pot before the standard retirement age - typically 55.
While this can seem like an appealing option, especially in times of financial pressure, early withdrawal can significantly impact your retirement savings and long-term financial wellbeing.
At Pension Release NI, we offer a legal and compliant solution for individuals under 55 who are considering unlocking the value of a dormant or frozen pension - without withdrawing the funds directly. Through our structured Pension Transfer Service, your pension remains intact and continues to grow, while giving you potential access to additional benefits now.
What We Offer: A Legal Alternative to Early Withdrawal
Rather than cashing out your pension early—which can incur heavy taxes and penalties - we help you restructure your pension through a transfer to a trusted, FCA-registered pension provider.
This process may qualify you for a Pension Transfer Payment, depending on your circumstances and eligibility. Crucially, your pension capital remains invested, preserving your future financial security while giving you greater flexibility today.
Do You Have a Dormant Pension Fund?
If you've had jobs in the past with employer pension schemes and you're no longer contributing to those plans, your pension may be sitting untouched. These dormant pension pots can often be reviewed and restructured for greater benefit.
Typically, individuals can only withdraw 25% of their pension tax-free after age 55, but through our service, you may be able to release value from an old pension fund earlier - without breaking pension laws or risking penalties.
Speak with our experienced Pension Review Team to explore your options. We offer a free, no-obligation review to determine whether you qualify and what benefits may be available to you.
A Fast, Transparent Pension Release Process
When you reach out to us, we'll provide clear and straightforward information tailored to your financial situation. If you're eligible, we'll walk you through the next steps, including:
- Reviewing your existing pension arrangements
- Identifying whether you're eligible for a Pension Transfer
- Explaining any tax implications or fees upfront
- Introducing you to FCA-authorised Pension Transfer Companies
- Assisting with paperwork and provider communication
- If you choose to move forward, we'll manage the entire process to ensure a smooth and hassle-free transfer.
If you choose to move forward, we'll manage the entire process to ensure a smooth and hassle-free transfer.
Important Note: If you qualify for a Pension Transfer Payment, this amount is treated as income and may be subject to standard HMRC tax regulations.
Could You Benefit From Pension Release?
Pension rules are complex, and everyone's financial situation is different. That's why we encourage you to contact us today for a personal pension assessment. Our team is here to help you make an informed decision that aligns with both your current needs and your future goals.
See: Am I Eligible for Pension Release? for details on who can release a pension.
